If you're dealing with $15,000 in credit card debt, this type of debt relief could offer a reprieve. Here's how.

Nothing reasonably induces panic quicker than misplacing your wallet or credit card. Immediately, you launch into a necessary to-do list to protect your identity, minimize fraudulent charges, and replace missing items.

A secured credit card functions similarly to a debit card. However, you’re essentially relying on your cash deposit, which is what translates to your secured line of credit to make purchases.

American consumers are struggling with credit card debt. The impact could be wide-ranging — even affecting people who keep up with their payments. One particular warning sign that's getting more urgent is the credit card delinquency rate.

As reported by WalletHub, credit card debt was $1.30 trillion in August 2024, setting a new record. Despite surpassing the previous peak, it’s still $99 billion shy of the all-time high set in 2007. Although the Federal Reserve recently cut interest rates,