The holidays have just passed. Nights are still early and dark. Spring seems months away. The impulse to stay indoors, drink hot chocolate and seek safety under warm blankets is almost overwhelming.

You can also save on cushy winter boots, a space heater, fleece-lined leggings and a battery-powered snow-throwing shovel.

Folks, the winter season is finally upon us.  With its icy streets, bone-chilling Lake Champlain wind chill and general lack ...